Selling a house in Chesterfield, MO: no point-of-sale inspection
St. Louis County, Missouri · Last checked November 2026
Chesterfield does not require an occupancy inspection to sell an owner-occupied home.
What to expect instead
Without a city inspection, the buyer's own home inspection is what will surface problems. Lenders, title companies and state disclosure laws still apply. Ohio sellers still complete the state Residential Property Disclosure Form.
Housing in Chesterfield
- Median year homes were built
- 1990
- Median home value
- $583,400
- Owner-occupied homes
- 13,828 of 17,073 (81%)
- Total housing units
- 17,732
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates for Chesterfield township, St. Louis County, Missouri.
Selling in Chesterfield?
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Frequently asked questions
Do I need a point-of-sale inspection to sell a house in Chesterfield, MO?
Chesterfield does not require an occupancy inspection to sell an owner-occupied home.
Should I still get an inspection before listing?
A pre-listing inspection is optional, but it lets you find problems before a buyer's inspector does, and it gives you time to fix them or price them in.
How old are the homes in Chesterfield?
The median home in Chesterfield was built in 1990, and the median home value is $583,400, according to the Census Bureau's 2020-2024 American Community Survey.
Nearby: St. Louis area
- Breckenridge Hills Required at sale
- Brentwood Required at sale
- Bridgeton Required at sale
- Calverton Park Required at sale
- Champ No point-of-sale rule
- Charlack Required at sale
- Clarkson Valley No point-of-sale rule
- Clayton Required at sale
- Cool Valley Required at sale
- Country Club Hills Required at sale
- Country Life Acres No point-of-sale rule
- Crestwood No point-of-sale rule
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Sources
- St. Louis Area Occupancy Permit & Inspection Requirements by Municipality (updated April 2026)
- U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (tables B25035, B25077, B25003, B25001)
Last checked November 2026. Rules and fees change by ordinance and resolution. Confirm with the municipality before you list. See something out of date? Report a change.