Selling a house in Steger, IL: what the city requires
Cook County, Illinois · Last checked November 2026
Steger requires a municipal inspection before it issues transfer stamps. $50 Minimum for inspection (per unit). Good for a year.
What Steger requires
Village inspection before transfer stamps
- Who does it
- Village or city building department. The seller schedules it.
- Deadline
- The village will not issue transfer stamps or a compliance certificate until it is done, and the deed cannot be recorded without them.
- $50 Minimum for inspection (per unit). Good for a year.
- If vacant water read any time until inspection or new owners.
Who to call
Village of Steger
708-754-3395
Housing in Steger
- Median year homes were built
- 1966
- Median home value
- $156,700
- Owner-occupied homes
- 2,581 of 4,054 (64%)
- Total housing units
- 4,429
Homes here are typically from 1966 or later, so inspections tend to focus on safety items like smoke and CO alarms, GFCI outlets and handrails.
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates for Steger village, Illinois.
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How the illinois transfer stamp and village inspection process works
Many Chicago-area villages will not sell you the municipal transfer stamp needed to record the deed until the seller pays final water bills and, in a long list of towns, passes a village inspection. Some inspect the whole house, others only the sewer, sump pump or sidewalk.
- Check the village website or call the clerk as soon as you list. Some villages want the inspection before you put up a sign or hold an open house.
- Pay the inspection fee and schedule it, often 2 to 4 weeks before closing.
- Fix the items on the report and pass a reinspection, or ask whether the buyer can sign an as-is or compliance agreement, sometimes with an escrow or bond.
- Order the final water reading, pay village debts, and buy the transfer stamp before closing.
| Item | Typical range |
|---|---|
| Village inspection fee | $0 to $350 |
| Municipal transfer tax | Up to $10 per $1,000 of price in some towns |
| Typical repair list | $200 to $5,000 |
Read the full illinois transfer stamp and village inspection guide
Other towns with the same requirement: Municipal transfer tax
If the house fails
You can repair before closing, use an escrow or extension where the city allows it, let the buyer assume the work for a credit, or sell as-is. Compare the options.
Frequently asked questions
What does Steger require before I sell my house?
Steger requires a municipal inspection before it issues transfer stamps. $50 Minimum for inspection (per unit). Good for a year.
What if my house fails?
You can make the repairs before closing, negotiate a credit with the buyer, or sell as-is to a buyer who will handle the work. Ask the municipality whether it allows a buyer to assume the work or an escrow.
Who pays, the buyer or the seller?
The ordinance usually makes the seller responsible for ordering it, but who pays for repairs is negotiable in the purchase agreement.
How old are the homes in Steger?
The median home in Steger was built in 1966, and the median home value is $156,700, according to the Census Bureau's 2020-2024 American Community Survey.
Nearby: Chicago area
- Rosemont No point-of-sale rule
- Sauk Village Required at sale
- Schaumburg No point-of-sale rule
- Schiller Park No point-of-sale rule
- Skokie Required in some cases
- South Holland No point-of-sale rule
- Stickney Required at sale
- Stone Park Required at sale
- Streamwood No point-of-sale rule
- Tinley Park No point-of-sale rule
- Westchester Required at sale
- Wheeling No point-of-sale rule
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Sources
- First American / Saturn Title, Illinois transfer stamp requirement listing (rev. Nov. 25, 2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (tables B25035, B25077, B25003, B25001)
Last checked November 2026. Rules and fees change by ordinance and resolution. Confirm with the municipality before you list. See something out of date? Report a change.